/* ============================================================
   Auto Smart Policy — Premium Design System
   autosmartpolicy.com
   ============================================================ */

:root{
  --navy:#0A1628;
  --navy-2:#0F2444;
  --navy-3:#12294D;
  --blue:#1D4ED8;
  --blue-2:#3B82F6;
  --blue-soft:#EFF6FF;
  --gold:#D9A441;
  --gold-2:#F4C95D;
  --gold-dark:#9A6E1C;
  --ink:#16233B;
  --body:#4B5A72;
  --line:#E4EAF3;
  --white:#FFFFFF;
  --bg:#F6F9FC;
  --green:#15803D;
  --green-soft:#DCFCE7;
  --red:#DC2626;
  --radius:14px;
  --radius-lg:22px;
  --shadow-sm:0 2px 10px rgba(10,22,40,.06);
  --shadow:0 14px 40px rgba(10,22,40,.12);
  --shadow-lg:0 30px 70px rgba(10,22,40,.20);
  --font-head:'Sora','Segoe UI',system-ui,-apple-system,sans-serif;
  --font-body:'Inter','Segoe UI',system-ui,-apple-system,sans-serif;
}

*,*::before,*::after{box-sizing:border-box;}

html{scroll-behavior:smooth;scroll-padding-top:110px;}

body{
  margin:0;
  font-family:var(--font-body);
  font-size:1rem;
  line-height:1.7;
  color:var(--body);
  background:var(--white);
  -webkit-font-smoothing:antialiased;
  text-rendering:optimizeLegibility;
  overflow-x:hidden;
}

body.no-scroll{overflow:hidden;}

img{max-width:100%;display:block;}
a{color:var(--blue);text-decoration:none;}
a:hover{color:var(--gold-dark);}

h1,h2,h3,h4,h5{
  font-family:var(--font-head);
  color:var(--ink);
  line-height:1.25;
  margin:0 0 .6em;
  font-weight:700;
  letter-spacing:-.015em;
}

p{margin:0 0 1em;}
p:last-child{margin-bottom:0;}

::selection{background:rgba(217,164,65,.35);color:var(--navy);}

:focus-visible{outline:3px solid rgba(29,78,216,.55);outline-offset:3px;border-radius:6px;}

.container{width:100%;max-width:1180px;margin:0 auto;padding:0 22px;}

.section{padding:94px 0;}
.section--tight{padding:66px 0;}
.section--alt{background:var(--bg);}

/* ---------- Reveal animations (progressive enhancement) ---------- */
.reveal{opacity:1;transform:none;}
.js-ready .reveal{
  opacity:0;
  transform:translateY(28px);
  transition:opacity .75s ease,transform .75s cubic-bezier(.2,.65,.25,1);
  transition-delay:var(--d,0s);
  will-change:opacity,transform;
}
.js-ready .reveal.is-visible{opacity:1;transform:none;}

@media (prefers-reduced-motion:reduce){
  html{scroll-behavior:auto;}
  .js-ready .reveal{opacity:1;transform:none;transition:none;}
  *{animation-duration:.001s !important;animation-iteration-count:1 !important;transition-duration:.001s !important;}
}

/* ---------- Buttons ---------- */
.btn{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  gap:10px;
  padding:15px 30px;
  border-radius:999px;
  font-family:var(--font-body);
  font-weight:700;
  font-size:.98rem;
  letter-spacing:.01em;
  border:2px solid transparent;
  cursor:pointer;
  transition:transform .28s ease,box-shadow .28s ease,background .28s ease,color .28s ease,border-color .28s ease;
  text-align:center;
  line-height:1.3;
  white-space:nowrap;
}
.btn:active{transform:translateY(1px) scale(.99);}
.btn svg{flex:0 0 auto;}

.btn-gold{
  background:linear-gradient(135deg,var(--gold-2),var(--gold));
  color:var(--navy);
  border-color:transparent;
  box-shadow:0 12px 30px rgba(217,164,65,.38);
}
.btn-gold:hover{
  color:var(--navy);
  transform:translateY(-3px);
  box-shadow:0 18px 38px rgba(217,164,65,.48);
  background:linear-gradient(135deg,#FBD878,var(--gold-2));
}

.btn-navy{
  background:linear-gradient(135deg,var(--navy-3),var(--blue));
  color:#fff;
  box-shadow:0 12px 30px rgba(18,41,77,.30);
}
.btn-navy:hover{color:#fff;transform:translateY(-3px);box-shadow:0 18px 38px rgba(18,41,77,.40);}

.btn-glass{
  background:rgba(255,255,255,.10);
  color:#fff;
  border-color:rgba(255,255,255,.45);
  backdrop-filter:blur(8px);
  -webkit-backdrop-filter:blur(8px);
}
.btn-glass:hover{background:rgba(255,255,255,.20);color:#fff;transform:translateY(-3px);border-color:#fff;}

.btn-outline{
  background:transparent;
  color:var(--navy-3);
  border-color:var(--line);
}
.btn-outline:hover{color:var(--blue);border-color:var(--blue);transform:translateY(-3px);}

.btn-block{width:100%;}
.btn.is-loading{opacity:.75;pointer-events:none;}
.btn.is-loading .btn-spinner{
  width:16px;height:16px;border-radius:50%;
  border:2px solid rgba(10,22,40,.3);border-top-color:var(--navy);
  animation:spin .7s linear infinite;
}
@keyframes spin{to{transform:rotate(360deg);}}

/* ---------- Eyebrow / section heads ---------- */
.eyebrow{
  display:inline-flex;align-items:center;gap:8px;
  font-size:.76rem;font-weight:800;letter-spacing:.17em;text-transform:uppercase;
  color:var(--gold-dark);
  background:rgba(217,164,65,.12);
  border:1px solid rgba(217,164,65,.38);
  padding:8px 16px;border-radius:999px;margin-bottom:18px;
}
.eyebrow--light{color:var(--gold-2);background:rgba(244,201,93,.12);border-color:rgba(244,201,93,.4);}

.sec-head{max-width:730px;margin:0 auto 56px;text-align:center;}
.sec-head h2{font-size:clamp(1.72rem,3vw,2.42rem);font-weight:800;}
.sec-head p{font-size:1.05rem;color:var(--body);}
.sec-head--left{margin:0 0 42px;text-align:left;max-width:660px;}

.grad{
  background:linear-gradient(100deg,var(--gold-2) 10%,var(--gold) 55%,#FFE9B0 95%);
  -webkit-background-clip:text;
  background-clip:text;
  color:transparent;
}

/* ---------- Header ---------- */
.site-header{position:sticky;top:0;z-index:900;}

.topbar{background:var(--navy);color:#B9C7DE;font-size:.85rem;}
.topbar-inner{display:flex;align-items:center;justify-content:space-between;gap:18px;padding:9px 0;}
.topbar a{color:#D6E1F3;display:inline-flex;align-items:center;gap:8px;transition:color .25s;}
.topbar a:hover{color:var(--gold-2);}
.topbar-note{
  letter-spacing:.12em;text-transform:uppercase;font-size:.72rem;font-weight:700;
  color:#8FA6C9;white-space:nowrap;
}
.topbar-note strong{color:var(--gold-2);font-weight:700;}

.nav-wrap{background:rgba(255,255,255,.97);backdrop-filter:blur(12px);-webkit-backdrop-filter:blur(12px);border-bottom:1px solid rgba(228,234,243,.9);transition:box-shadow .3s;}
.site-header.scrolled .nav-wrap{box-shadow:0 8px 30px rgba(10,22,40,.10);}
.nav-inner{display:flex;align-items:center;justify-content:space-between;gap:22px;padding:14px 0;transition:padding .3s;}
.site-header.scrolled .nav-inner{padding:9px 0;}

.brand{display:inline-flex;align-items:center;gap:12px;}
.brand img{width:44px;height:44px;transition:transform .3s;}
.brand:hover img{transform:rotate(-6deg) scale(1.05);}
.brand-text{font-family:var(--font-head);font-weight:800;font-size:1.22rem;color:var(--ink);letter-spacing:-.02em;white-space:nowrap;line-height:1.1;display:block;}
.brand-text em{font-style:normal;color:var(--gold-dark);}
.brand-sub{display:block;font-size:.64rem;letter-spacing:.24em;text-transform:uppercase;color:#7C8AA3;font-weight:700;margin-top:3px;}

.main-nav{display:flex;align-items:center;gap:26px;}
.main-nav>a:not(.btn){
  position:relative;font-weight:600;font-size:.98rem;color:var(--ink);padding:8px 0;
}
.main-nav>a:not(.btn)::after{
  content:"";position:absolute;left:0;bottom:2px;height:2.5px;width:0;border-radius:2px;
  background:linear-gradient(90deg,var(--gold),var(--gold-2));transition:width .3s ease;
}
.main-nav>a:not(.btn):hover{color:var(--blue);}
.main-nav>a:not(.btn):hover::after,
.main-nav>a:not(.btn).active::after{width:100%;}
.main-nav>a:not(.btn).active{color:var(--blue);}
.main-nav .btn{padding:12px 24px;font-size:.93rem;}
.main-nav .btn::after{content:none;}

.nav-toggle{
  display:none;width:46px;height:46px;border:1.5px solid var(--line);background:#fff;border-radius:12px;
  cursor:pointer;padding:0;position:relative;z-index:1002;transition:border-color .25s,box-shadow .25s;
}
.nav-toggle:hover{border-color:var(--blue);}
.nav-toggle span{
  position:absolute;left:12px;right:12px;height:2.2px;background:var(--navy);border-radius:2px;
  transition:transform .3s ease,opacity .25s ease,background .25s;
}
.nav-toggle span:nth-child(1){top:15px;}
.nav-toggle span:nth-child(2){top:21.5px;}
.nav-toggle span:nth-child(3){top:28px;}
.nav-toggle.open{border-color:rgba(255,255,255,.4);background:transparent;}
.nav-toggle.open span{background:#fff;}
.nav-toggle.open span:nth-child(1){transform:translateY(6.5px) rotate(45deg);}
.nav-toggle.open span:nth-child(2){opacity:0;}
.nav-toggle.open span:nth-child(3){transform:translateY(-6.5px) rotate(-45deg);}

/* ---------- Mobile menu ---------- */
.mobile-menu{
  position:fixed;inset:0;z-index:1001;
  background:linear-gradient(160deg,var(--navy) 0%,var(--navy-2) 55%,#14305F 100%);
  opacity:0;visibility:hidden;transform:translateX(6%);
  transition:opacity .35s ease,visibility .35s ease,transform .35s ease;
  overflow-y:auto;
}
.mobile-menu.open{opacity:1;visibility:visible;transform:none;}
.mobile-menu-inner{
  min-height:100%;display:flex;flex-direction:column;
  padding:26px 26px calc(40px + env(safe-area-inset-bottom));
  max-width:520px;margin:0 auto;position:relative;
}
.mm-top{display:flex;align-items:center;justify-content:space-between;margin-bottom:30px;}
.mm-brand{display:inline-flex;align-items:center;gap:11px;}
.mm-brand img{width:40px;height:40px;}
.mm-brand .brand-text{color:#fff;font-size:1.12rem;}
.mm-brand .brand-text em{color:var(--gold-2);}
.mm-brand .brand-sub{color:#93A7C7;}
.mm-close{
  width:46px;height:46px;border-radius:12px;border:1.5px solid rgba(255,255,255,.28);
  background:rgba(255,255,255,.07);color:#fff;cursor:pointer;font-size:1.5rem;line-height:1;
  display:grid;place-items:center;transition:background .25s,transform .25s;
}
.mm-close:hover{background:rgba(255,255,255,.16);transform:rotate(90deg);}
.mm-links{display:flex;flex-direction:column;margin-bottom:30px;}
.mm-links a{
  font-family:var(--font-head);font-size:1.55rem;font-weight:700;color:#fff;
  padding:16px 4px;border-bottom:1px solid rgba(255,255,255,.10);
  display:flex;align-items:center;justify-content:space-between;
  opacity:0;transform:translateY(16px);transition:color .25s;
}
.mm-links a .mm-arrow{color:var(--gold-2);opacity:.55;font-size:1.1rem;transition:transform .25s,opacity .25s;}
.mm-links a:hover{color:var(--gold-2);}
.mm-links a:hover .mm-arrow{opacity:1;transform:translateX(6px);}
.mm-links a.active{color:var(--gold-2);}
.mobile-menu.open .mm-links a{animation:mmIn .5s ease forwards;}
.mobile-menu.open .mm-links a:nth-child(1){animation-delay:.10s;}
.mobile-menu.open .mm-links a:nth-child(2){animation-delay:.17s;}
.mobile-menu.open .mm-links a:nth-child(3){animation-delay:.24s;}
.mobile-menu.open .mm-links a:nth-child(4){animation-delay:.31s;}
@keyframes mmIn{to{opacity:1;transform:none;}}
.mm-call{margin-bottom:16px;font-size:1.05rem;padding:17px 24px;}
.mm-mail{
  color:#C9D7EE;text-align:center;font-weight:600;margin-bottom:22px;display:block;
  word-break:break-all;
}
.mm-mail:hover{color:var(--gold-2);}
.mm-note{
  margin-top:auto;font-size:.86rem;color:#93A7C7;border-left:3px solid var(--gold);
  background:rgba(255,255,255,.05);padding:13px 15px;border-radius:0 10px 10px 0;line-height:1.6;
}

/* ---------- Hero (home) ---------- */
.hero{
  position:relative;overflow:hidden;background:var(--navy);
  display:flex;align-items:center;min-height:640px;
  padding:104px 0 128px;
}
.hero-bg{
  position:absolute;inset:0;
  background:url('images/hero.jpg') center 28% / cover no-repeat;
  transform:scale(1.04);
  animation:kenburns 26s ease-out forwards;
}
@keyframes kenburns{from{transform:scale(1.04);}to{transform:scale(1.13);}}
.hero-overlay{
  position:absolute;inset:0;
  background:
    linear-gradient(102deg,rgba(8,18,34,.95) 0%,rgba(8,18,34,.88) 40%,rgba(10,25,53,.55) 72%,rgba(10,25,53,.35) 100%),
    linear-gradient(180deg,rgba(8,18,34,.55) 0%,rgba(8,18,34,0) 30%,rgba(8,18,34,.65) 100%);
}
.hero::after{
  content:"";position:absolute;right:-140px;top:-160px;width:520px;height:520px;pointer-events:none;
  background:radial-gradient(circle,rgba(217,164,65,.20),transparent 65%);
}
.hero-inner{position:relative;z-index:2;display:grid;grid-template-columns:minmax(0,660px) 1fr;gap:40px;align-items:end;width:100%;}
.hero-content h1{
  font-size:clamp(2.15rem,4.6vw,3.65rem);
  font-weight:800;color:#fff;margin-bottom:22px;letter-spacing:-.025em;line-height:1.14;
}
.hero-lead{font-size:clamp(1.02rem,1.4vw,1.16rem);color:#D3DFF2;max-width:600px;margin-bottom:32px;}
.hero-actions{display:flex;flex-wrap:wrap;gap:16px;margin-bottom:30px;}
.hero-disclaimer{
  display:inline-flex;align-items:center;gap:11px;
  background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.16);
  border-left:4px solid var(--gold);
  padding:13px 19px;border-radius:0 12px 12px 0;
  color:#E4ECFA;font-size:.95rem;font-weight:600;max-width:560px;
}
.hero-disclaimer svg{flex:0 0 auto;color:var(--gold-2);}

.hero-card{
  justify-self:end;align-self:end;max-width:300px;
  background:rgba(255,255,255,.10);
  border:1px solid rgba(255,255,255,.24);
  backdrop-filter:blur(16px);-webkit-backdrop-filter:blur(16px);
  border-radius:20px;padding:24px 26px;color:#fff;
  box-shadow:0 24px 60px rgba(0,0,0,.35);
  animation:floaty 6.5s ease-in-out infinite;
  margin-bottom:8px;
}
@keyframes floaty{0%,100%{transform:translateY(0);}50%{transform:translateY(-12px);}}
.hero-card h3{color:#fff;font-size:1.05rem;margin-bottom:14px;display:flex;align-items:center;gap:10px;}
.hero-card h3 .hc-ic{
  width:34px;height:34px;border-radius:10px;flex:0 0 auto;
  background:linear-gradient(135deg,var(--gold-2),var(--gold));display:grid;place-items:center;color:var(--navy);
}
.hero-card ul{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:11px;font-size:.92rem;color:#E7EEFA;}
.hero-card li{display:flex;gap:10px;align-items:flex-start;line-height:1.45;}
.hero-card li svg{flex:0 0 auto;color:var(--gold-2);margin-top:3px;}

.hero-scroll{
  position:absolute;left:50%;bottom:26px;transform:translateX(-50%);z-index:3;
  color:rgba(255,255,255,.75);display:flex;flex-direction:column;align-items:center;gap:6px;
  font-size:.7rem;letter-spacing:.22em;text-transform:uppercase;font-weight:700;
}
.hero-scroll svg{animation:bounceY 1.8s ease-in-out infinite;}
@keyframes bounceY{0%,100%{transform:translateY(0);}50%{transform:translateY(8px);}}

/* ---------- Trust strip ---------- */
.trust-strip{position:relative;z-index:5;margin-top:-54px;}
.trust-strip-inner{
  display:grid;grid-template-columns:repeat(3,1fr);
  background:#fff;border-radius:var(--radius-lg);box-shadow:var(--shadow);overflow:hidden;
  border:1px solid rgba(228,234,243,.8);
}
.trust-item{display:flex;gap:16px;align-items:flex-start;padding:26px 30px;}
.trust-item + .trust-item{border-left:1px solid var(--line);}
.trust-ic{
  flex:0 0 46px;width:46px;height:46px;border-radius:13px;display:grid;place-items:center;
  background:linear-gradient(135deg,var(--navy-3),var(--blue));color:#fff;
  box-shadow:0 8px 18px rgba(29,78,216,.30);
}
.trust-item h3{font-size:1rem;margin-bottom:4px;}
.trust-item p{font-size:.9rem;color:var(--body);line-height:1.55;}

/* ---------- Grids & cards ---------- */
.grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:26px;}
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:26px;}
.grid-4{display:grid;grid-template-columns:repeat(4,1fr);gap:22px;}

.svc-card{
  background:#fff;border:1px solid var(--line);border-radius:var(--radius-lg);overflow:hidden;
  box-shadow:var(--shadow-sm);display:flex;flex-direction:column;
  transition:transform .35s ease,box-shadow .35s ease,border-color .35s ease;
}
.svc-card:hover{transform:translateY(-9px);box-shadow:var(--shadow);border-color:transparent;}
.svc-card-media{aspect-ratio:16/10;overflow:hidden;position:relative;background:var(--navy-2);}
.svc-card-media img{width:100%;height:100%;object-fit:cover;transition:transform .65s ease;}
.svc-card:hover .svc-card-media img{transform:scale(1.07);}
.svc-card-media::after{
  content:"";position:absolute;inset:0;
  background:linear-gradient(180deg,rgba(10,22,40,0) 55%,rgba(10,22,40,.30) 100%);
}
.svc-card-body{padding:26px 26px 30px;display:flex;flex-direction:column;gap:10px;flex:1;}
.svc-card-body h3{font-size:1.2rem;margin:0;}
.svc-card-body p{font-size:.96rem;margin:0;}
.icon-chip{
  width:48px;height:48px;border-radius:14px;display:grid;place-items:center;margin-bottom:4px;
  background:linear-gradient(135deg,var(--navy-3),var(--blue));color:#fff;
  box-shadow:0 8px 20px rgba(18,41,77,.25);
}
.card-link{
  margin-top:auto;padding-top:12px;font-weight:700;font-size:.95rem;color:var(--blue);
  display:inline-flex;align-items:center;gap:7px;transition:gap .25s,color .25s;
}
.card-link:hover{color:var(--gold-dark);gap:12px;}

.svc-card--dark{
  background:linear-gradient(155deg,var(--navy-2) 0%,var(--navy) 70%);
  border-color:rgba(255,255,255,.09);position:relative;
}
.svc-card--dark::before{
  content:"";position:absolute;right:-70px;top:-70px;width:210px;height:210px;pointer-events:none;
  background:radial-gradient(circle,rgba(59,130,246,.35),transparent 65%);
}
.svc-card--dark .svc-card-body{padding-top:32px;position:relative;}
.svc-card--dark h3{color:#fff;}
.svc-card--dark p{color:#BCCBE3;}
.svc-card--dark .icon-chip{
  background:linear-gradient(135deg,var(--gold-2),var(--gold));color:var(--navy);
  box-shadow:0 8px 20px rgba(217,164,65,.35);
}
.svc-card--dark .card-link{color:var(--gold-2);}
.svc-card--dark .card-link:hover{color:#fff;}
.svc-tagline{
  display:inline-block;font-size:.72rem;font-weight:800;letter-spacing:.14em;text-transform:uppercase;
  color:var(--blue);background:var(--blue-soft);border-radius:999px;padding:5px 12px;margin-bottom:2px;align-self:flex-start;
}
.svc-card--dark .svc-tagline{color:var(--gold-2);background:rgba(244,201,93,.12);}

/* ---------- Split / about sections ---------- */
.split{display:grid;grid-template-columns:1.04fr .96fr;gap:64px;align-items:center;}
.split--reverse .split-media{order:2;}
.split--reverse .split-content{order:1;}

.split-media{position:relative;}
.split-media .media-main{
  border-radius:var(--radius-lg);box-shadow:var(--shadow-lg);width:100%;
  aspect-ratio:4/3.1;object-fit:cover;
}
.media-frame{
  position:absolute;inset:auto -18px -18px auto;width:46%;border-radius:18px;overflow:hidden;
  box-shadow:var(--shadow);border:5px solid #fff;display:none;
}
.media-frame img{aspect-ratio:4/3;object-fit:cover;width:100%;}
.img-badge{
  position:absolute;left:-16px;bottom:-18px;
  background:linear-gradient(135deg,var(--gold-2),var(--gold));color:var(--navy);
  padding:15px 20px;border-radius:16px;box-shadow:0 16px 36px rgba(217,164,65,.45);
  display:flex;gap:12px;align-items:center;animation:floaty 7s ease-in-out infinite;max-width:270px;
}
.img-badge strong{display:block;font-family:var(--font-head);font-size:.98rem;line-height:1.25;}
.img-badge span{display:block;font-size:.8rem;font-weight:600;opacity:.85;line-height:1.35;}
.img-badge .ib-ic{
  flex:0 0 38px;width:38px;height:38px;border-radius:11px;background:rgba(10,22,40,.14);
  display:grid;place-items:center;
}

.check-list{list-style:none;margin:26px 0 0;padding:0;display:flex;flex-direction:column;}
.check-list li{
  display:flex;gap:15px;align-items:flex-start;padding:14px 0;
  border-bottom:1px dashed var(--line);font-size:1.01rem;color:var(--ink);font-weight:500;line-height:1.55;
}
.check-list li:last-child{border-bottom:0;}
.check-ic{
  flex:0 0 26px;width:26px;height:26px;border-radius:50%;background:var(--green-soft);
  display:grid;place-items:center;color:var(--green);margin-top:2px;
}

/* ---------- Feature items ---------- */
.feature{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:26px 24px;transition:transform .3s,box-shadow .3s,border-color .3s;}
.feature:hover{transform:translateY(-6px);box-shadow:var(--shadow);border-color:transparent;}
.feature .icon-chip{margin-bottom:14px;}
.feature h3{font-size:1.06rem;margin-bottom:7px;}
.feature p{font-size:.93rem;margin:0;}

/* ---------- Process steps ---------- */
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:30px;position:relative;}
.steps::before{
  content:"";position:absolute;top:39px;left:16%;right:16%;
  border-top:2.5px dashed rgba(29,78,216,.28);z-index:0;
}
.step{position:relative;text-align:center;padding:0 12px;z-index:1;}
.step-num{
  width:78px;height:78px;margin:0 auto 22px;border-radius:50%;
  background:linear-gradient(135deg,var(--navy-3),var(--blue));
  color:#fff;font-family:var(--font-head);font-weight:800;font-size:1.55rem;
  display:grid;place-items:center;box-shadow:0 14px 32px rgba(29,78,216,.38);
  border:6px solid #fff;position:relative;
}
.step-num::after{
  content:"";position:absolute;inset:-12px;border-radius:50%;
  border:1.5px dashed rgba(29,78,216,.35);animation:rotateSlow 16s linear infinite;
}
@keyframes rotateSlow{to{transform:rotate(360deg);}}
.step h3{font-size:1.16rem;margin-bottom:8px;}
.step p{font-size:.95rem;margin:0;}

/* ---------- Stats band ---------- */
.band-dark{
  background:linear-gradient(135deg,var(--navy) 0%,var(--navy-2) 60%,#16345F 100%);
  color:#fff;position:relative;overflow:hidden;
}
.band-dark::before{
  content:"";position:absolute;left:-120px;bottom:-160px;width:420px;height:420px;
  background:radial-gradient(circle,rgba(59,130,246,.28),transparent 65%);pointer-events:none;
}
.band-dark h2,.band-dark h3{color:#fff;}

.pillars{display:grid;grid-template-columns:repeat(4,1fr);gap:22px;position:relative;}
.pillar{
  background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.12);
  border-radius:18px;padding:26px 22px;transition:background .3s,transform .3s;
  backdrop-filter:blur(6px);
}
.pillar:hover{background:rgba(255,255,255,.11);transform:translateY(-6px);}
.pillar .icon-chip{
  background:linear-gradient(135deg,var(--gold-2),var(--gold));color:var(--navy);
  box-shadow:0 8px 20px rgba(217,164,65,.35);margin-bottom:16px;
}
.pillar h3{font-size:1.04rem;margin-bottom:7px;}
.pillar p{font-size:.9rem;color:#C0CEE6;margin:0;}

/* ---------- CTA band ---------- */
.cta-band{
  position:relative;border-radius:26px;overflow:hidden;text-align:center;color:#fff;
  padding:78px 34px;isolation:isolate;
}
.cta-band::before{
  content:"";position:absolute;inset:0;z-index:-2;
  background:url('images/coast-cta.jpg') center 60% / cover no-repeat;
  transform:scale(1.02);
}
.cta-band::after{
  content:"";position:absolute;inset:0;z-index:-1;
  background:linear-gradient(120deg,rgba(8,18,34,.94) 0%,rgba(10,25,53,.86) 55%,rgba(14,36,75,.78) 100%);
}
.cta-band h2{color:#fff;font-size:clamp(1.6rem,3vw,2.35rem);font-weight:800;margin-bottom:14px;}
.cta-band p{color:#D5E1F4;max-width:640px;margin:0 auto 30px;font-size:1.05rem;}
.cta-actions{display:flex;flex-wrap:wrap;gap:15px;justify-content:center;}
.cta-mini{margin-top:24px;font-size:.9rem;color:#AFC3E4;display:flex;gap:8px;justify-content:center;flex-wrap:wrap;}
.cta-mini a{color:var(--gold-2);font-weight:600;}
.cta-mini a:hover{color:#fff;}

/* ---------- FAQ ---------- */
.faq-wrap{max-width:830px;margin:0 auto;display:flex;flex-direction:column;gap:14px;}
.faq-item{
  background:#fff;border:1px solid var(--line);border-radius:18px;overflow:hidden;
  transition:box-shadow .3s,border-color .3s;
}
.faq-item.open{box-shadow:var(--shadow);border-color:rgba(29,78,216,.35);}
.faq-q{
  width:100%;display:flex;align-items:center;justify-content:space-between;gap:18px;
  background:none;border:0;cursor:pointer;text-align:left;
  padding:21px 24px;font-family:var(--font-head);font-weight:700;font-size:1.03rem;color:var(--ink);
  transition:color .25s;
}
.faq-q:hover{color:var(--blue);}
.faq-item.open .faq-q{color:var(--blue);}
.faq-icon{
  flex:0 0 34px;width:34px;height:34px;border-radius:50%;background:var(--blue-soft);
  display:none;place-items:center;color:var(--blue);transition:transform .35s,background .3s,color .3s;
  position:relative;
}
.js-ready .faq-icon{display:grid;}
.faq-icon::before,.faq-icon::after{
  content:"";position:absolute;background:currentColor;border-radius:2px;
}
.faq-icon::before{width:13px;height:2px;}
.faq-icon::after{width:2px;height:13px;transition:transform .35s;}
.faq-item.open .faq-icon{background:var(--blue);color:#fff;transform:rotate(180deg);}
.faq-item.open .faq-icon::after{transform:scaleY(0);}
.faq-a{display:grid;grid-template-rows:1fr;}
.js-ready .faq-a{grid-template-rows:0fr;transition:grid-template-rows .4s ease;}
.js-ready .faq-item.open .faq-a{grid-template-rows:1fr;}
.faq-a>div{overflow:hidden;}
.faq-a p{padding:0 24px 22px;margin:0;font-size:.97rem;color:var(--body);}

/* ---------- Page hero (inner pages) ---------- */
.page-hero{
  position:relative;color:#fff;padding:92px 0 82px;overflow:hidden;background:var(--navy);
}
.page-hero::before{
  content:"";position:absolute;inset:0;
  background:url('images/coast-cta.jpg') center 55% / cover no-repeat;
  opacity:.9;
}
.page-hero::after{
  content:"";position:absolute;inset:0;
  background:linear-gradient(105deg,rgba(8,18,34,.95) 0%,rgba(8,18,34,.86) 45%,rgba(12,30,62,.72) 100%);
}
.page-hero .container{position:relative;z-index:2;}
.breadcrumb{display:flex;flex-wrap:wrap;gap:8px;align-items:center;font-size:.88rem;color:#B9CDF0;margin-bottom:16px;font-weight:500;}
.breadcrumb a{color:#D9E5F8;}
.breadcrumb a:hover{color:var(--gold-2);}
.breadcrumb .sep{opacity:.5;}
.page-hero h1{color:#fff;font-size:clamp(1.95rem,4vw,3rem);font-weight:800;margin-bottom:14px;}
.page-hero p{color:#CEDCF2;max-width:670px;font-size:1.06rem;margin:0;}

/* ---------- About page ---------- */
.mission-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;}
.mission-card{
  background:#fff;border:1px solid var(--line);border-radius:var(--radius-lg);
  padding:32px 28px;position:relative;overflow:hidden;transition:transform .3s,box-shadow .3s;
}
.mission-card:hover{transform:translateY(-7px);box-shadow:var(--shadow);}
.mission-card::before{
  content:"";position:absolute;top:0;left:0;right:0;height:4px;
  background:linear-gradient(90deg,var(--gold-2),var(--gold));
}
.mission-card .icon-chip{margin-bottom:16px;}
.mission-card h3{font-size:1.14rem;margin-bottom:8px;}
.mission-card p{font-size:.95rem;margin:0;}

.disclaimer-box{
  background:linear-gradient(135deg,#FFF9EC 0%,#FFF4DA 100%);
  border:1px solid rgba(217,164,65,.45);border-left:6px solid var(--gold);
  border-radius:0 var(--radius) var(--radius) 0;padding:34px 36px;position:relative;
}
.disclaimer-box h2{font-size:1.45rem;margin-bottom:6px;}
.disclaimer-box .db-sub{font-weight:600;color:var(--gold-dark);font-size:.95rem;margin-bottom:18px;}
.db-cols{display:grid;grid-template-columns:1fr 1fr;gap:22px;margin-top:8px;}
.db-col{background:rgba(255,255,255,.75);border:1px solid rgba(217,164,65,.30);border-radius:14px;padding:20px 22px;}
.db-col h3{font-size:1rem;display:flex;align-items:center;gap:9px;margin-bottom:12px;}
.db-col h3 .db-dot{width:10px;height:10px;border-radius:50%;flex:0 0 auto;}
.db-col--yes h3 .db-dot{background:#16A34A;}
.db-col--no h3 .db-dot{background:#DC2626;}
.db-col ul{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:10px;font-size:.93rem;color:var(--ink);}
.db-col li{display:flex;gap:10px;align-items:flex-start;line-height:1.5;}
.db-col li svg{flex:0 0 auto;margin-top:3px;}
.db-col--yes li svg{color:#16A34A;}
.db-col--no li svg{color:#DC2626;}
.db-foot{margin-top:20px;font-size:.93rem;color:#6B5518;font-weight:600;}

/* ---------- Contact page ---------- */
.contact-layout{display:grid;grid-template-columns:.9fr 1.1fr;gap:38px;align-items:start;}
.contact-info{display:flex;flex-direction:column;gap:18px;}
.info-card{
  background:#fff;border:1px solid var(--line);border-radius:18px;padding:24px 24px;
  display:flex;gap:18px;align-items:flex-start;transition:transform .3s,box-shadow .3s;
}
.info-card:hover{transform:translateY(-4px);box-shadow:var(--shadow);}
.info-ic{
  flex:0 0 50px;width:50px;height:50px;border-radius:14px;display:grid;place-items:center;color:#fff;
  background:linear-gradient(135deg,var(--navy-3),var(--blue));box-shadow:0 8px 20px rgba(18,41,77,.28);
}
.info-card--gold .info-ic{background:linear-gradient(135deg,var(--gold-2),var(--gold));color:var(--navy);box-shadow:0 8px 20px rgba(217,164,65,.35);}
.info-card h3{font-size:.98rem;margin-bottom:4px;}
.info-card .info-main{font-weight:700;color:var(--ink);font-size:1.06rem;font-family:var(--font-head);display:block;margin-bottom:3px;}
.info-card a.info-main:hover{color:var(--blue);}
.info-card p{font-size:.92rem;margin:0;color:var(--body);}
.info-card p a{font-weight:600;}

.contact-note{
  background:var(--navy);border-radius:18px;padding:26px 26px;color:#C8D5EC;
  border-left:5px solid var(--gold);font-size:.93rem;line-height:1.65;
}
.contact-note h3{color:#fff;font-size:1.02rem;margin-bottom:8px;}
.contact-note strong{color:var(--gold-2);}

.contact-form-card{
  background:#fff;border:1px solid var(--line);border-radius:var(--radius-lg);
  box-shadow:var(--shadow);padding:40px 42px;position:relative;overflow:hidden;
}
.contact-form-card::before{
  content:"";position:absolute;top:0;left:0;right:0;height:5px;
  background:linear-gradient(90deg,var(--navy-3),var(--blue),var(--gold));
}
.contact-form-card h2{font-size:1.55rem;margin-bottom:6px;}
.contact-form-card .fc-sub{font-size:.95rem;margin-bottom:28px;}

.form-row{display:grid;grid-template-columns:1fr 1fr;gap:18px;}
.field{display:flex;flex-direction:column;margin-bottom:18px;}
.field label{font-size:.88rem;font-weight:700;color:var(--ink);margin-bottom:7px;}
.field input,.field select,.field textarea{
  width:100%;padding:13px 16px;border:1.6px solid var(--line);border-radius:11px;
  font-family:var(--font-body);font-size:.98rem;color:var(--ink);background:#FBFCFE;
  transition:border-color .25s,box-shadow .25s,background .25s;line-height:1.45;
}
.field textarea{resize:vertical;min-height:130px;}
.field input::placeholder,.field textarea::placeholder{color:#9AA7BC;}
.field input:focus,.field select:focus,.field textarea:focus{
  outline:none;border-color:var(--blue);background:#fff;
  box-shadow:0 0 0 4px rgba(29,78,216,.13);
}
.field input.invalid,.field textarea.invalid,.field select.invalid{
  border-color:var(--red);background:#FFF7F7;
}
.field input.invalid:focus,.field textarea.invalid:focus{box-shadow:0 0 0 4px rgba(220,38,38,.12);}
.err{color:var(--red);font-size:.82rem;font-weight:600;margin-top:6px;}

.honeypot{position:absolute;left:-9999px;top:auto;width:1px;height:1px;overflow:hidden;}

.checkbox{
  display:flex;gap:11px;align-items:flex-start;font-size:.9rem;color:var(--body);
  margin:4px 0 22px;cursor:pointer;line-height:1.55;
}
.checkbox input{
  width:18px;height:18px;margin-top:3px;flex:0 0 auto;accent-color:var(--blue);cursor:pointer;
}
.checkbox a{font-weight:600;text-decoration:underline;text-underline-offset:2px;}
.checkbox.invalid{color:var(--red);}

.form-note{
  margin-top:18px;font-size:.9rem;text-align:center;color:var(--body);
}
.form-note a{font-weight:700;}

.form-error{
  background:#FEF2F2;border:1px solid #FECACA;color:#991B1B;border-radius:12px;
  padding:14px 16px;font-size:.92rem;margin-bottom:16px;font-weight:500;
}
.form-error a{color:#991B1B;font-weight:700;text-decoration:underline;}

.form-success{
  text-align:center;padding:34px 10px 18px;
}
.success-ic{
  width:84px;height:84px;margin:0 auto 22px;border-radius:50%;
  background:var(--green-soft);display:grid;place-items:center;color:var(--green);
  animation:pop .5s cubic-bezier(.3,1.6,.5,1) both;
}
@keyframes pop{from{transform:scale(.4);opacity:0;}to{transform:scale(1);opacity:1;}}
.form-success h3{font-size:1.5rem;margin-bottom:10px;}
.form-success p{max-width:430px;margin:0 auto 22px;color:var(--body);}
.success-actions{display:flex;gap:13px;justify-content:center;flex-wrap:wrap;}

.next-steps{counter-reset:ns;display:flex;flex-direction:column;gap:0;margin-top:6px;}
.next-steps li{
  list-style:none;display:flex;gap:16px;align-items:flex-start;padding:13px 0;
  border-bottom:1px dashed var(--line);font-size:.96rem;color:var(--ink);
}
.next-steps li:last-child{border-bottom:0;}
.next-steps li::before{
  counter-increment:ns;content:counter(ns);
  flex:0 0 30px;width:30px;height:30px;border-radius:50%;
  background:linear-gradient(135deg,var(--navy-3),var(--blue));color:#fff;
  font-weight:800;font-size:.85rem;display:grid;place-items:center;font-family:var(--font-head);
}

/* ---------- Legal pages ---------- */
.legal{max-width:880px;margin:0 auto;}
.legal .updated{
  display:inline-flex;align-items:center;gap:8px;background:var(--blue-soft);color:var(--blue);
  font-size:.85rem;font-weight:700;padding:8px 16px;border-radius:999px;margin-bottom:8px;
}
.legal h2{
  font-size:1.34rem;margin:44px 0 14px;padding-top:30px;border-top:1px solid var(--line);
  display:flex;gap:14px;align-items:baseline;
}
.legal h2 .ln{
  font-size:.9rem;color:#fff;background:linear-gradient(135deg,var(--navy-3),var(--blue));
  border-radius:9px;padding:4px 10px;font-family:var(--font-head);flex:0 0 auto;letter-spacing:0;
}
.legal h3{font-size:1.04rem;margin:24px 0 8px;}
.legal p,.legal li{font-size:.98rem;color:var(--body);}
.legal p{margin-bottom:13px;}
.legal ul,.legal ol{padding-left:24px;margin:0 0 15px;}
.legal li{margin-bottom:9px;}
.legal strong{color:var(--ink);}
.legal a{font-weight:600;text-decoration:underline;text-underline-offset:2px;}
.legal-callout{
  background:#FFF9EC;border:1px solid rgba(217,164,65,.4);border-left:5px solid var(--gold);
  border-radius:0 14px 14px 0;padding:20px 24px;margin:26px 0;font-size:.96rem;color:#6B5518;
}
.legal-callout strong{color:var(--gold-dark);}

/* ---------- 404 ---------- */
.err-page{
  min-height:72vh;display:grid;place-items:center;text-align:center;padding:90px 22px;
  background:radial-gradient(1000px 500px at 70% -10%,rgba(29,78,216,.25),transparent 60%),var(--navy);
  color:#fff;
}
.err-code{
  font-family:var(--font-head);font-size:clamp(5rem,16vw,9rem);font-weight:800;line-height:1;
  background:linear-gradient(120deg,var(--gold-2),var(--gold) 60%,#FFE9B0);
  -webkit-background-clip:text;background-clip:text;color:transparent;margin-bottom:10px;
}
.err-page h1{color:#fff;font-size:clamp(1.4rem,3vw,2rem);margin-bottom:12px;}
.err-page p{color:#BCCBE3;max-width:460px;margin:0 auto 30px;}
.err-actions{display:flex;gap:14px;justify-content:center;flex-wrap:wrap;}

/* ---------- Footer ---------- */
.site-footer{
  background:linear-gradient(180deg,#0B1B33 0%,var(--navy) 45%,#060E1B 100%);
  color:#A9B8CF;position:relative;overflow:hidden;
}
.site-footer::before{
  content:"";position:absolute;right:-170px;top:-230px;width:540px;height:540px;pointer-events:none;
  background:radial-gradient(circle,rgba(217,164,65,.13),transparent 65%);
}
.footer-grid{
  display:grid;grid-template-columns:1.45fr .9fr .95fr 1.25fr;gap:44px;
  padding:76px 0 56px;position:relative;
}
.footer-brand .brand{margin-bottom:18px;}
.footer-brand .brand-text{color:#fff;font-size:1.3rem;}
.footer-brand .brand-text em{color:var(--gold-2);}
.footer-brand .brand-sub{color:#8FA6C9;}
.footer-brand>p{font-size:.94rem;line-height:1.7;margin-bottom:18px;}
.footer-disclaimer{
  border:1px solid rgba(255,255,255,.10);border-left:4px solid var(--gold);
  background:rgba(255,255,255,.045);padding:15px 17px;border-radius:0 12px 12px 0;
  font-size:.86rem;line-height:1.6;color:#C4D0E4;
}
.footer-col h4{
  color:#fff;font-size:.98rem;letter-spacing:.06em;text-transform:uppercase;margin-bottom:20px;
  font-weight:700;
}
.footer-col ul{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:11px;}
.footer-col a{
  color:#A9B8CF;font-size:.94rem;transition:color .25s,transform .25s,padding-left .25s;
  display:inline-flex;align-items:center;gap:8px;
}
.footer-col a:hover{color:var(--gold-2);padding-left:5px;}
.footer-contact li{display:flex;gap:12px;align-items:flex-start;font-size:.93rem;line-height:1.6;}
.footer-contact .fc-ic{
  flex:0 0 34px;width:34px;height:34px;border-radius:10px;background:rgba(255,255,255,.07);
  display:grid;place-items:center;color:var(--gold-2);margin-top:2px;
}
.footer-contact a{font-size:.94rem;}
.footer-contact address{font-style:normal;color:#A9B8CF;}
.footer-bottom{border-top:1px solid rgba(255,255,255,.09);background:rgba(0,0,0,.28);}
.footer-bottom-inner{
  display:flex;align-items:center;justify-content:space-between;gap:14px;flex-wrap:wrap;
  padding:21px 0;font-size:.88rem;color:#8FA0BC;
}
.footer-bottom-inner a{color:#B7C6DE;}
.footer-bottom-inner a:hover{color:var(--gold-2);}
.powered{display:inline-flex;align-items:center;gap:7px;}
.powered strong{color:#E8D9B4;font-weight:700;letter-spacing:.02em;}
.powered .p-spark{color:var(--gold-2);}

/* ---------- Sticky mobile call bar ---------- */
.sticky-call{display:none;}

@media (max-width:900px){
  .sticky-call{
    display:flex;position:fixed;left:0;right:0;bottom:0;z-index:940;
    align-items:center;justify-content:center;gap:13px;
    padding:13px 18px calc(13px + env(safe-area-inset-bottom));
    background:linear-gradient(90deg,#D9A441 0%,#F4C95D 50%,#D9A441 100%);
    color:var(--navy);text-align:center;
    box-shadow:0 -10px 30px rgba(10,22,40,.30);
    border-top:1px solid rgba(255,255,255,.45);
    transition:filter .25s;
  }
  .sticky-call:hover,.sticky-call:focus-visible{color:var(--navy);filter:brightness(1.05);}
  .sticky-call:active{filter:brightness(.95);}
  .sticky-ic{
    flex:0 0 44px;width:44px;height:44px;border-radius:50%;
    background:rgba(10,22,40,.14);display:grid;place-items:center;color:var(--navy);
    position:relative;
  }
  .sticky-ic::after{
    content:"";position:absolute;inset:0;border-radius:50%;
    border:2px solid rgba(10,22,40,.35);animation:callPulse 2s ease-out infinite;
  }
  @keyframes callPulse{
    0%{transform:scale(1);opacity:.9;}
    100%{transform:scale(1.65);opacity:0;}
  }
  .sticky-txt{text-align:left;line-height:1.2;}
  .sticky-txt .st-label{
    display:block;font-size:.68rem;font-weight:800;letter-spacing:.16em;text-transform:uppercase;
    color:rgba(10,22,40,.72);margin-bottom:2px;
  }
  .sticky-txt .st-num{
    display:block;font-family:var(--font-head);font-weight:800;font-size:1.32rem;letter-spacing:.01em;
    color:var(--navy);
  }
  body{padding-bottom:calc(84px + env(safe-area-inset-bottom));}
  .footer-bottom-inner{justify-content:center;text-align:center;}
}

/* ---------- Responsive ---------- */
@media (max-width:1024px){
  .hero-inner{grid-template-columns:1fr;}
  .hero-card{display:none;}
  .split{gap:44px;}
  .footer-grid{grid-template-columns:1.3fr 1fr 1.2fr;gap:36px;}
  .footer-grid .footer-col--services{display:none;}
  .pillars{grid-template-columns:repeat(2,1fr);}
}

@media (max-width:900px){
  .main-nav{display:none;}
  .nav-toggle{display:block;}
  .section{padding:74px 0;}
  .section--tight{padding:54px 0;}
  .hero{padding:84px 0 108px;min-height:580px;}
  .topbar-note{display:none;}
  .trust-strip{margin-top:-46px;}
  .trust-strip-inner{grid-template-columns:1fr;}
  .trust-item + .trust-item{border-left:0;border-top:1px solid var(--line);}
  .split{grid-template-columns:1fr;gap:40px;}
  .split--reverse .split-media{order:0;}
  .split--reverse .split-content{order:1;}
  .steps{grid-template-columns:1fr;gap:34px;}
  .steps::before{display:none;}
  .grid-3{grid-template-columns:repeat(2,1fr);}
  .grid-4{grid-template-columns:repeat(2,1fr);}
  .contact-layout{grid-template-columns:1fr;}
  .mission-grid{grid-template-columns:1fr;}
  .hero-scroll{display:none;}
}

@media (max-width:700px){
  .grid-2,.grid-3,.grid-4{grid-template-columns:1fr;}
  .form-row{grid-template-columns:1fr;gap:0;}
  .db-cols{grid-template-columns:1fr;}
  .disclaimer-box{padding:26px 22px;}
  .contact-form-card{padding:30px 22px;}
  .cta-band{padding:58px 22px;border-radius:20px;}
  .footer-grid{grid-template-columns:1fr;gap:34px;padding:58px 0 42px;}
  .footer-grid .footer-col--services{display:block;}
  .hero-actions .btn{width:100%;}
  .img-badge{left:12px;right:12px;bottom:-16px;max-width:none;}
  .hero-card{display:none;}
  .mm-links a{font-size:1.35rem;}
  .info-card{flex-direction:row;}
  .legal h2{flex-direction:column;gap:8px;align-items:flex-start;}
}

@media (max-width:480px){
  .topbar-inner{justify-content:center;}
  .topbar-inner .topbar-mail{display:none;}
  .brand-text{font-size:1.08rem;}
  .brand-sub{font-size:.58rem;}
  .btn{padding:14px 22px;font-size:.94rem;}
  .trust-item{padding:22px 20px;}
  .page-hero{padding:64px 0 56px;}
}

/* ---------- Utilities ---------- */
.text-center{text-align:center;}
.mt-0{margin-top:0;}
.mb-0{margin-bottom:0;}
.relative{position:relative;}
.sr-only{
  position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;
  clip:rect(0,0,0,0);white-space:nowrap;border:0;
}